The Sixth Appellate District affirmed in part and reversed in part a judgment. The court held that an insured had the right to trial of his declaratory relief claim prior to appraisal of damaged property for which valuation was disputed.

The Doan and others owned property insured by State Farm General Insurance Company. Their policies stated that State Farm would pay the costs to repair or replace personal property at the time of the loss, “less depreciation.” The policies did not define depreciation.