The Bankruptcy Appellate Panel affirmed bankruptcy court orders. The court held that a bankruptcy creditor had standing as a party in interest to seek dismissal or conversion of debtors’ case from chapter 13 to chapter 7 for cause.

Berenice de la Salle signed a home loan note for funds borrowed from Countrywide Homes Loans, Inc. The note was secured by deed of trust on her residence with Pierre Thoreau de la Salle. Berenice defaulted some three years later.