9th Cir.
10-56488
The court of appeals affirmed a district court judgment. The court held that a consumer retailer and a credit card issuer enjoyed a safe harbor under the Truth in Lending Act and Regulation Z where a consumer alleged that they violated California’s Unfair Competition Law by inadequately disclosing a credit card’s annual fee in an online credit card application. The court held further that a district court’s decision to incorporate by reference documents outside the pleadings was properly subject to abuse of discretion review.
