The market for legal malpractice insurance is constantly evolving and affords attorneys a wide range of options. With so many choices, law firms have the luxury of evaluating all available alternatives annually before deciding whether to renew with an existing insurer or to change insurers to obtain coverage that is better suited for the law firm.
If a law firm decides to change insurers, such a decision involves unique risks. In particular, when discussing “gaps” in insurance, attorneys may think that they are protected as long as they ensure that the inception date of their new policy immediately follows the end date of their prior policy.
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