Gerald H Baker

February 13, 2023 | New Jersey Law Journal

This year, the 220th legislative session has already approved a bill to increase the minimum limits for motor vehicle and automobile liability coverage and a bill to expand the full disclosure of policy limits. Nonetheless, there are still some changes that the Legislature can approve that will further protect the legal rights of persons injured in automobile accidents.

By Gerald H. Baker

6 minute read

February 13, 2023 | New Jersey Law Journal

Since 1988, there have been over 120 published cases that deal with some aspect of the verbal threshold. These cases are listed here in chronological order by subject matter.

By Gerald H. Baker

8 minute read

February 13, 2023 | New Jersey Law Journal

This year, there were no new cases dealing with the verbal threshold; however, there were two new cases from the Supreme Court dealing with motor vehicle accidents: Cooper Hospital (Collateral Sources: Medicare) and Stewart (Tort Claims Act: Dangerous Condition of Public Property). In addition, there have been two new statutes relating to automobile insurance.

By Gerald H. Baker

12 minute read

February 13, 2023 | New Jersey Law Journal

The triple pillars of the system are the Compulsory Insurance Law (which requires liability insurance), the No Fault Act (which requires Personal Injury Protection benefits) and the Uninsured Motorist Act (which requires uninsured and underinsured motorist coverage).

By Gerald H. Baker

6 minute read

February 13, 2023 | New Jersey Law Journal

I recommended that the Legislature amend the insurance statutes to provide that the minimum liability and UM/UIM coverage for automobiles and all motor vehicles be increased to $100,000. The action of the Legislature in increasing the compulsory insurance limits to $25/50,000 on Jan. 1, 2023 and $35/70,000 on Jan. 1, 2026 is welcome, but is not enough.

By Gerald H. Baker

2 minute read

February 14, 2022 | New Jersey Law Journal

Gerald H. Baker's annual look at developments in the area of automobile injury law in New Jersey.

By Gerald H. Baker

3 minute read

February 12, 2022 | New Jersey Law Journal

Since 1988, there have been over 120 published cases that deal with some aspect of the verbal threshold. These cases are listed here in chronological order by subject matter.

By Gerald H. Baker

7 minute read

February 12, 2022 | New Jersey Law Journal

There are still many areas in which the automobile insurance laws can be amended to protect the legal rights of accident victims. Gerald Baker suggests that the Legislature consider the following as a start.

By Gerald H. Baker

7 minute read

February 12, 2022 | New Jersey Law Journal

On Jan. 18, 2022, the Legislature enacted the New Jersey Insurance Fair Conduct Act, which provides that, under certain circumstances, claimants may file a civil action against their own automobile insurance company.

By Gerald H. Baker

5 minute read

February 12, 2022 | New Jersey Law Journal

Three cases and a statute: common carriers (standard of care); garage policies (liability coverage); Tort Claims Act (police immunity); disclosure of policy limits.

By Gerald H. Baker

19 minute read