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Hannah Smith

Hannah Smith

August 03, 2022 | Insurance Coverage Law Center

Charter Spectrum On the Hook After Off-Duty Employee Murdered A Customer

Employees further admitted that there was a pattern of thefts by other Spectrum employees against customers (more than 2,500 in the preceding several years) and the company failed to take action.

By Hannah Smith JD

3 minute read

August 03, 2022 | Insurance Coverage Law Center

CA Court Finds Direct Physical Loss or Damage Adequately Caused by Presence of COVID-19

Recognizing that it's conclusion was at odds with courts across the country, the California Court of Appeal found that an insured adequately pled a claim of direct physical loss or damage due to the presence of the COVID-19 virus on an insured property.

By Hannah Smith JD

5 minute read

July 29, 2022 | Insurance Coverage Law Center

Montana Supreme Court: Statutory Cap Does Not Apply When Policy Lists Higher Limits

Because of the language in the policy, the insurer was found to be liable for the policy limits which were more than five times the statutory cap.

By Hannah Smith JD

5 minute read

July 27, 2022 | Insurance Coverage Law Center

In the First Trial of It's Kind, Jury Finds Tesla 1% Negligent in Fatal Crash

A Tesla, a young driver, and excessive speed lead to tragedy.

By Hannah Smith JD

3 minute read

July 25, 2022 | Insurance Coverage Law Center

Insurer in Bad Faith After Adjuster Failed to Acknowledge Relevant Case Law

Governing case law is often critical to resolving claim disputes, and as this case illustrates, this does not mean that only the case law one party believes supports its opinion is relevant in a given case.

By Hannah Smith JD

5 minute read

July 25, 2022 | Insurance Coverage Law Center

Form: Scheduled Personal Property Endorsement

An endorsement to Homeowners HO 04 61 05 11.

By Hannah Smith JD

0 minute read

July 20, 2022 | Insurance Coverage Law Center

New York Legislature Passes Grieving Families Act

Governor Hochul is now considering the legislation, which could have a significant impact on the cost of liability insurance in the state.

By Hannah Smith JD

3 minute read

July 13, 2022 | Insurance Coverage Law Center

Attorney Fees are Not Part of Insured Damages, Massachusetts Supreme Court Says

At primary issue was the clause providing liability coverage, which states that Vermont Mutual will pay those sums that the insured becomes legally obligated to pay as "damages because of bodily injury."

By Hannah Smith JD

4 minute read

July 12, 2022 | Insurance Coverage Law Center

New York Marine Sues Amber Heard Over $8.3M Johnny Depp Trial Verdict

The insurer argues it should be absolved of the duty to pay her defense in her defamation case filed by Johnny Depp, that it should not be required to pay the multi-million dollar judgment Depp won against Heard in June, and that it should not have to pay costs associated with Heard's appeal.

By Hannah Smith JD

3 minute read

July 07, 2022 | Insurance Coverage Law Center

Gender Based Discrimination Claim Subject to Prior Acts Exclusion

For a period of time, the clothing retailer offered male employees a $12,000 annual clothing allowance and offered female employees coupons to a different clothing store.

By Hannah Smith JD

4 minute read