ICLC Staff Writer

July 11, 2018 | FC&S Insurance

Coverage is provided under a CP 00 10 1091, Basic cause of loss form. Loss date is December 30, 2017 and loss reported on February 20, 2018. Loss notice…

By ICLC Staff Writer

2 minute read

July 11, 2018 | FC&S Insurance

Does the 5% Debris Removal Additional Coverage in a homeowners policy require that the amount of the 5% be actually spent in order for the entire 5% amount…

By ICLC Staff Writer

2 minute read

July 11, 2018 | FC&S Insurance

Several states have approved the use of Marijuana for medical or recreational purposes, or both. However the use of marijuana is still illegal under federal…

By ICLC Staff Writer

3 minute read

July 11, 2018 | FC&S Insurance

I know of the exclusions for mold, rot, deterioration, etc.  However, I do not think that is what this is. I was just reading this articlehttp://wparc.net/algae-lichen-moss-eating-roof/…

By ICLC Staff Writer

2 minute read

July 11, 2018 | FC&S Insurance

We are working a claim where tenants occupied the property. The original tenant sublet the property (without landlord consent). The second tenant vacated…

By ICLC Staff Writer

2 minute read

July 11, 2018 | FC&S Insurance

When prorating damages under a HO policy due to the “other” insurance clause, is the loss still subject to a deductible? If so, should the…

By ICLC Staff Writer

1 minute read

July 11, 2018 | FC&S Insurance

Our insured has a CP-10 Commercial Package.  They have an unscheduled structure that the agent believed to be covered under the BPP section of coverage. …

By ICLC Staff Writer

2 minute read

July 11, 2018 | FC&S Insurance

I see that the HO-3 appears to cover volcanic eruption, but not land tremors, earthquake etc. associated with the eruption.  Is the coverage limited…

By ICLC Staff Writer

2 minute read

July 11, 2018 | FC&S Insurance

At the request of the California Department of Insurance, AAIS has developed a BOP policy for the cannabis industry. It has been filed in California but…

By ICLC Staff Writer

1 minute read

July 11, 2018 | FC&S Insurance

My question concerns the liquor liability exposure for a number of both profit and nonprofit social organizations with fully stocked and operated bar operations. …

By ICLC Staff Writer

2 minute read