January 09, 2018 | FC&S Insurance
Bad Faith Isn't So Bad When No Damages Are SufferedThe Supreme Court of Washington recently determined that a law firm with an insurer as a client may defend a policyholder of that insurer in an unrelated…
By ICLC Staff Writer
5 minute read
January 09, 2018 | FC&S Insurance
No Duty to Defend when Insured Failed to Notify Insurer of Incident for Twenty-One MonthsThe United States Court of Appeals for the Seventh Circuit decided last week that an insurer had no duty to defend its insured because a twenty-one-month…
By ICLC Staff Writer
5 minute read
January 04, 2018 | FC&S Insurance
Business Income Waiting PeriodCoverage is provided under CP 00 10 04/02, special cause of loss form. There are 36 premises on the policy, all providing business income only coverage…
By ICLC Staff Writer
1 minute read
January 04, 2018 | FC&S Insurance
When Insured’s Damage Affects Other Side of DuplexCurrently working on a fire loss that occurred in our insured’s tenant occupied duplex. The damages will likely be a total loss and require…
By ICLC Staff Writer
1 minute read
January 04, 2018 | FC&S Insurance
Notification of Replacement Cost instead of Actual Cash ValueLoss Settlement - covered damage to a building is reported in excess of 180 days from the date of loss (but within two years). The delay is not prejudicial…
By ICLC Staff Writer
2 minute read
January 04, 2018 | FC&S Insurance
Non-related Residents-Are They InsuredsThe question I have is regarding a loss which occurred in IL and is looking at the ISO HO-3 10/00 for coverage. The named insured's (NI) live in girlfriend…
By ICLC Staff Writer
2 minute read
January 04, 2018 | FC&S Insurance
Flood CoverageOn the ISO Flood Coverage Endorsement Form, CP 00 10 10 12,Does the form intend to cover:Water under the ground surface pressing on, or…
By ICLC Staff Writer
2 minute read
January 04, 2018 | FC&S Insurance
Television Damaged by RainWe have a circumstance where a homeowner was throwing a backyard football party for some of his friends. They had brought the big screen television…
By ICLC Staff Writer
2 minute read
January 04, 2018 | FC&S Insurance
Appraiser ObjectivityWhen involved in an appraisal I have found it more and more common that the appraiser for the insurance company goes to the insurance company for instructions…
By ICLC Staff Writer
1 minute read
January 04, 2018 | FC&S Insurance
Calculation of Repair or Replacement CostsMy client lives in Marin County, California where the costs of the building trades are much higher than in other areas. A dispute has arisen because the…
By ICLC Staff Writer
2 minute read
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