May 25, 2017 | FC&S Insurance
Disaster Compendium Part IIIn conjunction with the article What You Need to Know About Disasters is a disaster compendium that contains information as to season, areas at risk, frequency,…
By ICLC Staff Writer
9 minute read
May 25, 2017 | FC&S Insurance
AAIS Businessowners—Common EndorsementsTailoring Coverage to Meet Insureds NeedsSummary: The American Association of Insurance Services (AAIS) businessowners coverage forms (BP 0100 and BP 0200)…
By ICLC Staff Writer
34 minute read
May 25, 2017 | FC&S Insurance
What You Need to Know About DisastersApril is the beginning of tornado, and in some ways, disaster season. Many insureds feel secure in their homes but are not aware of how frequently floods,…
By ICLC Staff Writer
7 minute read
May 25, 2017 | FC&S Insurance
Disaster Compendium Part IIn conjunction with the article What You Need to Know About Disasters is a disaster compendium that contains information as to season, areas at risk, frequency,…
By ICLC Staff Writer
8 minute read
May 22, 2017 | FC&S Insurance
Condo Owner Injured in a Slip and Fall, Is He An “Insured”?We insure a Condo Trust under a BOP. A condo unit owner was injured in a slip & fall in the condo parking lot. The BOP policy excludes Medical Expense…
By ICLC Staff Writer
2 minute read
May 22, 2017 | FC&S Insurance
No Insurance Coverage Provided for a Sexting Teacher under his Homeowners PolicyThe U.S. District Court for the Western District of Oklahoma affirmed a lower court decision that a homeowners policy did not provide coverage for claims…
By ICLC Staff Writer
3 minute read
May 22, 2017 | FC&S Insurance
Multiple Trigger or ManifestationIn a decision a couple of weeks ago the Commonwealth Court of Pennsylvania determined that the multiple trigger rule, and not the manifestation rule, is…
By ICLC Staff Writer
2 minute read
May 22, 2017 | FC&S Insurance
Class Action Status has been Awarded against Allstate in Medical Examination CasesA class action law suit has been approved against Allstate over a policy that mandates that the medical examinations of claimants are performed by a doctor…
By ICLC Staff Writer
2 minute read
May 22, 2017 | FC&S Insurance
Sale of Property and Assignment of PolicyI have a VA policyholder. I don't have the exact policy form yet but it is an HO 03 policy with Travelers.A hail storm damaged the risk in June 2016. The…
By ICLC Staff Writer
3 minute read
May 22, 2017 | FC&S Insurance
Intent to Repair or ReplaceThe ISO Dwelling 3 policy provides replacement cost benefits. Please provide your interpretation of the application of benefits as it relates to the time…
By ICLC Staff Writer
2 minute read
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