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Staff Writer

Staff Writer

March 05, 2019 | FC&S Insurance

Ind. Farmers Mut. Ins. Co. v. Weaver

In a case of first impression, an appellate court in Indiana has ruled that an insurance company was obligated to cover an accident involving its insured that occurred while he was driving his own vehicle – even though he was driving with a suspended driver’s license.

By ICLC Staff Writer

10 minute read

March 04, 2019 | Insurance Coverage Law Center

Waste Mgmt. v. AIG Specialty Ins. Co.

Court rules that a criminal indictment did not amount to a claim for clean-up costs covered by a pollution insurance policy.

By ICLC Staff Writer

33 minute read

March 04, 2019 | FC&S Insurance

Neurosurgical Assocs. of NJ, P.C. v. Aetna, Inc.

A federal district court in New Jersey has ruled that anti-assignment clauses in health insurance plans were enforceable and validly barred beneficiaries from assigning benefits to healthcare providers.

By ICLC Staff Writer

12 minute read

March 04, 2019 | FC&S Insurance

Harper v. Geico Gen. Ins. Co.

A Florida appellate court, reversing a trial court’s decision, has ruled that the 60 day cure period for bad faith by an insurer begins when the insured files a civil remedy notice – not when the insurer receives a copy of it. The decision broadens the number of situations in which insurers may be at risk of statutory bad faith claims brought by their insureds.

By ICLC Staff Writer

16 minute read

March 04, 2019 | FC&S Insurance

West Bend Mut. Ins. Co. v. Ixthus Med. Supply, Inc.

The Wisconsin Supreme Court has ruled that allegations in Abbott Laboratories’ complaint against Ixthus Medical Supply, Inc., alleged a potentially covered advertising injury and, as a result, triggered Ixthus’ insurer’s duty to defend under the commercial general liability insurance policy it had issued to Ixthus – and that neither a knowing violation exclusion nor a criminal acts exclusion applied to bar coverage.

By ICLC Staff Writer

34 minute read

February 27, 2019 | FC&S Insurance

Kelly v. Liberty Ins. Corp.

The U.S. Court of Appeals for the First Circuit, in a decision written by retired Supreme Court Justice David H. Souter, sitting by designation, has rejected an employee’s claim for uninsured motorist benefits under his employer’s umbrella insurance policy.

By ICLC Staff Writer

8 minute read

February 27, 2019 | FC&S Insurance

Easthampton Congregational Church v. Church Mut. Ins. Co.

The U.S. Court of Appeals for the First Circuit, holding that the term “decay” in an insurance policy issued to a church was ambiguous, has ruled that the church was entitled to coverage for damage caused when a ceiling in the church partially collapsed.

By ICLC Staff Writer

22 minute read

February 27, 2019 | FC&S Insurance

Founders Ins. Co. v. Richard Ruth's Bar & Grill LLC

The U.S. Court of Appeals for the Fourth Circuit, affirming a district court’s decision, has ruled that an insurance company did not have to indemnify a bar for damages resulting from a bar fight where the bar failed to comply with the notice provisions of its insurance policies.

By ICLC Staff Writer

20 minute read

February 27, 2019 | FC&S Insurance

Omega Rehab Servs. v. Everest Nat'l Ins. Co.

An appellate court in Michigan, reversing a trial court’s decision, has ruled that an anti-assignment clause in a no-fault insurance policy was unenforceable.

By ICLC Staff Writer

9 minute read

February 21, 2019 | FC&S Insurance

Unique Auto Sales, LLC v. Dunwody Ins. Agency

A Georgia appellate court has reversed a trial court’s decision granting summary judgment against an insured after the trial court decided that an exclusion in an insurance policy was “plain and unambiguous.” The appellate court ruled that the exclusion had to be read in “context” before it could be determined whether it was plain and unambiguous.

By ICLC Staff Writer

12 minute read