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December 11, 2012 | FC&S Insurance

Insurer May Not Compel Arbitration of Whether Claim Was Barred By Policy Exclusion, Appellate Court Rules

A state appellate court in New York has rejected an insurer’s contention that its policy required arbitration of the issue of whether a claim was…
3 minute read
December 11, 2012 | FC&S Insurance

Coverage Found Where Insurer Disclaimed Coverage under One Policy, But Not under Another

An insurer that disclaimed coverage under one policy, but not under another, must defend and indemnify the insured for a claim arising from an alleged…
3 minute read
December 11, 2012 | FC&S Insurance

Environmental Damages under Umbrella Policy Are Limited to Courtroom Litigation Rather than Administrative Proceedings

A California appellate court has ruled that environmental damages resulting from remediation orders of administrative agencies were not covered by an umbrella…
5 minute read
December 11, 2012 | FC&S Insurance

Though Standard to Apply Appears Unsettled, Court Rules that Alleged Rape Was a Covered ‘Use’ of Parked Party Bus

A court in California has ruled that an alleged rape on a party bus was a covered “use” of the vehicle. But the court’s decision highlights…
5 minute read
December 11, 2012 | FC&S Insurance

Chubb Cyber Endorsement Addresses Increase in Bank Account Takeover Frauds

The Chubb Group of Insurance Companies is adding an endorsement to the ForeFront Security by Chubb Community Bank Bond that expands the definition of fraudulent…
2 minute read
Law Journal Press | Digital Book New Jersey Business Litigation 2025 Authors: Paul A. Rowe, Andrea J. Sullivan View this Book

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December 11, 2012 | FC&S Insurance

Intentional Act and the Expected or Intended Injury Exclusion

Our insured is an automobile parts supplier, and the policy is a standard CGL coverage form. While receiving a delivery from a UPS driver, the owner of…
2 minute read
December 11, 2012 | FC&S Insurance

Resident Insured's Car Damaged by Named Insured

A named insured's adult son currently resides with his mom. He has his own vehicle and auto insurance all in his name only. One morning the mom backs into…
2 minute read
December 11, 2012 | FC&S Insurance

False Pretense Loss Coverage in Question

The insured is in the business of auto sales and is covered by a Garage Coverage Form, CA 00 05 03 10. Coverage includes comprehensive coverage with auto…
3 minute read
December 11, 2012 | FC&S Insurance

Warhol Foundation’s Art Authentication Services Are Not Excluded under D&O Policy as ‘Professional Services’

Finding an exclusion for “Professional Services” in a directors and officers (“D&O”) liability insurance policy to be “ambiguous…
4 minute read
December 11, 2012 | FC&S Insurance

Unscheduled Trailer as Cause of Accident

We issued the Business Auto Coverage Form, CA 00 01 10 01, with Symbols 7, 8, and 9 for liability coverage. The scheduled covered autos include both tractors…
1 minute read

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