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Staff Writer

Staff Writer

August 14, 2017 | FC&S Insurance

Coverage for Damage to Building with Non-Owned Auto

Our insured was driving a non-owned auto. While driving the non-owned auto our insured struck the non-owned auto owner’s building. Is there coverage…

By ICLC Staff Writer

2 minute read

August 14, 2017 | FC&S Insurance

Wisconsin Appellate Court Deems Statutory Noneconomic Damages Cap Unconstitutional

The U.S. Court of Appeals of Wisconsin ruled last week that the $750,000 noneconomic damages cap in medical practice actions was unconstitutional as it…

By ICLC Staff Writer

4 minute read

August 14, 2017 | FC&S Insurance

Water Backup of Sewer Caused by Flooding

We have a water damage claim on a hazard policy caused by back up of sewer due to excessive flooding in the area. Is the damage from the sewer water covered?The…

By ICLC Staff Writer

2 minute read

August 14, 2017 | FC&S Insurance

Sale of Contents of Wrong Storage Unit

We have a self-storage facility insured under an unendorsed ISO BOP form BP 00 02 01/87 and BP 00 06 01/87. The facility mixed up the storage unit numbers…

By ICLC Staff Writer

4 minute read

August 14, 2017 | FC&S Insurance

Discovery of Deceased Tenant

Last year one of their tenants was found dead in their apartment. The body was there about 2 weeks. A claim was reported to the insurance company and the…

By ICLC Staff Writer

2 minute read

August 14, 2017 | FC&S Insurance

Adding Extra Expenses Under ALE

This was a total loss house fire. A 7000 square foot house burned to the ground.State Farm is the carrier. The house limits 1.3 million and contents limit…

By ICLC Staff Writer

3 minute read

July 13, 2017 | FC&S Insurance

California's FAIR Plan Policy Isn't So Fair

This week a California Court of Appeals overturned the District courts’ decision that California FAIR Plan’s policy of providing the cost of…

By ICLC Staff Writer

3 minute read

July 13, 2017 | FC&S Insurance

Are Spare Auto Parts Covered on the Homeowners Policy

State Farm is denying coverage on extra Auto Parts. They were in a total loss pole barn. They were for previous cars owned by insured, As well as cars…

By ICLC Staff Writer

1 minute read

July 13, 2017 | FC&S Insurance

Drunk Driving May be Covered Under the CGL

Recently, a federal district court in New York ruled that lawsuits against an insured, alleging that it had served alcohol to a visibly intoxicated or…

By ICLC Staff Writer

4 minute read

July 13, 2017 | FC&S Insurance

Raccoons in the House

We have a client that had a raccoon get into the attic. It damaged the attic and left urine that seeped into the ceiling of the house. Allstate denied…

By ICLC Staff Writer

2 minute read