Staff Writer
July 13, 2017 | FC&S Insurance
Smoke as a PollutantI had a recent claim that was denied by Travelers as they are deeming smoke from a fire as a pollutant. Therefore, any resultant cleanup is not a covered…
By ICLC Staff Writer
2 minute read
July 13, 2017 | FC&S Insurance
Flood Policy and Storage of ContentsWe have a flood claim on a property that has suffered water damage to both the dwelling and contents. The policy has coverage for the dwelling and…
By ICLC Staff Writer
1 minute read
July 13, 2017 | FC&S Insurance
RCV Holdback When Less than Settlement Amount is Spent for RepairsUnder the standard HO-3, within the Loss Settlement Condition, there is the section that applies to the insured making claim for recoverable depreciation. If…
By ICLC Staff Writer
2 minute read
July 13, 2017 | FC&S Insurance
One Man's TreasureWe insure a Business Auto Policy with Symbols 7, 8 and 9 for Property Damage. Our insured is a trash disposal company. The claimant alleges that he left…
By ICLC Staff Writer
3 minute read
July 13, 2017 | FC&S Insurance
Collapse of Hydraulic Platform Attached to Building a Covered LossWhile the insured was using a hydraulic platform, permanently attached to the building (part of the building) as part of his business operations, the platform…
By ICLC Staff Writer
2 minute read
July 13, 2017 | FC&S Insurance
Disability Benefits are not Considered Marital Property and not Subject to Equitable Division in DivorceThis week, the Georgia Supreme Court ruled that when disability benefits are issued pursuant to an insurance policy after the insured is catastrophically…
By ICLC Staff Writer
3 minute read
July 13, 2017 | FC&S Insurance
Allstate Must Defend Husband of Insured after Shooting of his Wife's LoverThis week, the U.S. Court of Appeals for the Eleventh Circuit ruled that if an intentional shooting is unforeseeable from the standpoint of the insured,…
By ICLC Staff Writer
3 minute read
July 13, 2017 | FC&S Insurance
Earth Movement Exclusion Prevents Coverage for All Earth MovementThis week an appellate court in Michigan ruled that the earth-movement exclusion in a Businessowners Insurance Policy applied to all earth movements, and…
By ICLC Staff Writer
3 minute read
July 13, 2017 | FC&S Insurance
One Named Insured May Speak for All Insureds with Express AuthorityThis week the Supreme Court of Colorado reversed the judgment of the court of appeals, and interpreted a Colorado statute to mean that the named insured…
By ICLC Staff Writer
4 minute read
June 05, 2017 | FC&S Insurance
FP 00 14 04 16Farm Property – Barns, Outbuildings and Other Farm Structures Coverage Form, April 2016 Edition
By ICLC Staff Writer
1 minute read
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