Staff Writer
March 21, 2017 | FC&S Insurance
Fair Rental Value and Additional Living ExpensesCurrently handling a loss of use claim under a HO 6 Unit Owner's Coverage form and HO 17 32 (10/00) Unit Owners Coverage A. Insured has provided…
By ICLC Staff Writer
2 minute read
March 21, 2017 | FC&S Insurance
In a Hit and Run, Direct Physical Contact May Not be Necessary for CoverageThe Court of Appeals of Michigan reversed the prior court’s decision to grant the defendant, Metropolitan Group Prop. and Cas. (Metropolitan), motion…
By ICLC Staff Writer
3 minute read
March 21, 2017 | FC&S Insurance
Attorney Receives Sanctions as a Result of Inadequate InvestigationThe Illinois Appellate Court held that sanctions were proper against the plaintiffs, American Access Casualty Company (AACC), and its coverage counsel,…
By ICLC Staff Writer
2 minute read
March 21, 2017 | FC&S Insurance
Extenuating Circumstances in ClaimI have a homeowners claim in Maryland with Allstate insurance. It is Allstate's AP2 policy, which is all-risk and a replacement cost policy. …
By ICLC Staff Writer
2 minute read
March 21, 2017 | FC&S Insurance
Tire Sale Company is Barred from Coverage Due to the Used Tire ExclusionThe Sacramento County Superior Court determined that when exclusions are sufficiently clear, the insurer has no duty to notify the insured of the exclusions…
By ICLC Staff Writer
3 minute read
March 21, 2017 | FC&S Insurance
Tenant Relocation and Extra ExpenseA fire in an 18 unit apartment building (no negligence on the part of the landlord), shut the entire building down. The city put up the tenants for a period…
By ICLC Staff Writer
2 minute read
March 21, 2017 | FC&S Insurance
Tree Lands on Roof and Debris RemovalOn the HO 3 form, the policy provides $500.00 for tree debris removal per tree with $1,000.00 total coverage per occurrence.The question is:Does the HO…
By ICLC Staff Writer
2 minute read
March 21, 2017 | FC&S Insurance
Non-Damaged Property that Required Replacement after Superstorm Sandy is Not CoveredA New Jersey federal district court has ruled that homeowners were not entitled to coverage for property that was not damaged by Superstorm Sandy, even…
By ICLC Staff Writer
3 minute read
March 21, 2017 | FC&S Insurance
Sexual Molestation by a MasseuseThe Insured is a Massage Center with a Commercial Package Policy, which includes Commercial General Liability Coverage of $1m per occurrence / $2m aggregate…
By ICLC Staff Writer
3 minute read
March 21, 2017 | FC&S Insurance
Mold was Considered a Continuous or Progressive InjuryInsured contractor, Saarman Construction, was sued in a federal district court in California by condo-owners and renters, John and Stella Lee. The Lees…
By ICLC Staff Writer
3 minute read
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