Staff Writer
March 21, 2017 | FC&S Insurance
Large Penalty for Refusal to Defend in Bad FaithInsured, Millennium Labs, Inc., brought action against liability insurer, Darwin Select Ins. Co., alleging that the insurer had a duty to defend in two…
By ICLC Staff Writer
3 minute read
March 21, 2017 | FC&S Insurance
When Wrong Pesticide is Applied, No Exclusion AppliesOur insured is a pest control service. Their employee sprayed incorrect chemicals on 120 acres of alfalfa. The crop could not be used or sold as it stunted…
By ICLC Staff Writer
3 minute read
March 21, 2017 | FC&S Insurance
Bodily Injury and Property Damage from Suicide Attempt is Not CoveredInsured brought an action against an auto insurer for denying personal injury protection and property damage claims after insured rolled her car into a…
By ICLC Staff Writer
4 minute read
March 21, 2017 | FC&S Insurance
Debris Removal on a Dwelling Property 3 FormThe Lloyds, London representative is telling me the debris removal extension on the DP3 form only provides coverage within policy limits. My interpretation…
By ICLC Staff Writer
3 minute read
March 21, 2017 | FC&S Insurance
Frost-heave and CoverageWe are a carrier-subscriber with a question involving concurrent causation and proximate cause issues. Our area has experienced highly unusual weather…
By ICLC Staff Writer
2 minute read
March 21, 2017 | FC&S Insurance
Fencing Interpreted as Part of a Dwelling under the Texas Supreme CourtThis week the Texas Supreme Court reversed the ruling of the appellate court and decided that the homeowner’s interpretation of their insurance policy…
By ICLC Staff Writer
3 minute read
March 21, 2017 | FC&S Insurance
Waiver Does Not Create CoverageIn a case where the insured alleged that he had coverage because an employee of the insured waived all policy defenses when he told the insured that his…
By ICLC Staff Writer
3 minute read
March 21, 2017 | FC&S Insurance
Date of Declaration of Civil Authority and CoverageWe are reviewing the date coverage is triggered under the civil authority extension of the CP0030 (Additional Coverages, a. Civil Authority) under the…
By ICLC Staff Writer
2 minute read
March 21, 2017 | FC&S Insurance
Broadened Home-sharing Host Activities EndorsementHome-sharing in another sharing technology similar to ride-sharing, but in this instance the insured shares his home with strangers. People arranging through…
By ICLC Staff Writer
21 minute read
March 21, 2017 | FC&S Insurance
Farm Property - Farm Personal Property Coverage Form FP 00 13, Coverages E and FScheduled and Unscheduled Farm Personal PropertySummary: Up to this point, the farms discussion has covered the "personal" exposures of the farmer, indicating…
By ICLC Staff Writer
55 minute read
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