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Staff Writer

Staff Writer

February 14, 2017 | FC&S Insurance

HO 34 02

Aircraft Liability Definition Revised to Remove Exception for Model or Hobby Aircraft, February 2017 Edition

By ICLC Staff Writer

1 minute read

February 14, 2017 | FC&S Insurance

Coinsurance Clause and Actual Cash Value

I was recently discussing the application of coinsurance with an independent adjuster friend of mine. We were discussing the fact that the insured would…

By ICLC Staff Writer

2 minute read

February 14, 2017 | FC&S Insurance

Appliances and Vandalism

Foreclosed building - we have a loss of vandalism to a home and theft of appliances. Our policy does not specifically address appliances and/or fixtures.…

By ICLC Staff Writer

3 minute read

February 14, 2017 | FC&S Insurance

Employer May be Held Liable for Death Due to Lack of Workers Compensation Coverage

The insured is a supermarket who has a contract with an armored motor vehicle company for the transportation of cash deposits from the sales of the supermarket.…

By ICLC Staff Writer

2 minute read

February 14, 2017 | FC&S Insurance

Primacy of Coverage for Rented Cars

If a rental car is damaged while the insured is driving it, or if it is found damaged by the insured after he left it in a store's parking lot, is the…

By ICLC Staff Writer

3 minute read

February 14, 2017 | FC&S Insurance

Vandalism or Remodeling?

The insured has a CP 00 10 06 07, Causes Of Loss – Special Form. He rented his property to a tenant for what he thought would be a discount store…

By ICLC Staff Writer

1 minute read

February 14, 2017 | FC&S Insurance

Snow versus Ice versus Water

My insured is covered by an HO3 10/00. At the rear of his home he has a large boat dock complete with a boat lift and metal canopy. My reading of the form…

By ICLC Staff Writer

2 minute read

February 14, 2017 | FC&S Insurance

Anti-Stacking Clause and UIM Benefits

The named insureds brought an action against the auto insurer to recover the limit of underinsured motorist (UIM) benefits under separate policies for…

By ICLC Staff Writer

3 minute read

February 14, 2017 | FC&S Insurance

Allocation of Loss Dispute

The insured pipeline company brought an action against excess liability insurers to recover remediation and settlement costs arising from a 1976 turbine…

By ICLC Staff Writer

4 minute read

February 14, 2017 | FC&S Insurance

Breach of Warranty Claims and Contractual Exclusion

The insurer filed a declaratory action against the insured to determine whether the policy covered the homeowners' losses resulting from the insured's…

By ICLC Staff Writer

4 minute read