Staff Writer
July 11, 2018 | FC&S Insurance
Insurance Coverage For When You Legally Carry a WeaponAmericans love their guns; the right to bear arms is the second amendment in the Bill of Rights to the Constitution. Each state has laws dictating the…
By ICLC Staff Writer
32 minute read
July 11, 2018 | FC&S Insurance
HVAC Unit Destroyed By Theft of Copper LinesCoverage is provided under a CP 00 10 1091, Basic cause of loss form. Loss date is December 30, 2017 and loss reported on February 20, 2018. Loss notice…
By ICLC Staff Writer
2 minute read
July 11, 2018 | FC&S Insurance
Debris Removal Payment when Full Amount not SpentDoes the 5% Debris Removal Additional Coverage in a homeowners policy require that the amount of the 5% be actually spent in order for the entire 5% amount…
By ICLC Staff Writer
2 minute read
July 11, 2018 | FC&S Insurance
MARIJUANA POLICY LANGUAGESeveral states have approved the use of Marijuana for medical or recreational purposes, or both. However the use of marijuana is still illegal under federal…
By ICLC Staff Writer
3 minute read
July 11, 2018 | FC&S Insurance
Algae Growth and FungiI know of the exclusions for mold, rot, deterioration, etc. However, I do not think that is what this is. I was just reading this articlehttp://wparc.net/algae-lichen-moss-eating-roof/…
By ICLC Staff Writer
2 minute read
July 11, 2018 | FC&S Insurance
Leak over TimeWe are working a claim where tenants occupied the property. The original tenant sublet the property (without landlord consent). The second tenant vacated…
By ICLC Staff Writer
2 minute read
July 11, 2018 | FC&S Insurance
Deductibles when Two Policies InvolvedWhen prorating damages under a HO policy due to the “other” insurance clause, is the loss still subject to a deductible? If so, should the…
By ICLC Staff Writer
1 minute read
July 11, 2018 | FC&S Insurance
Other Structures CoverageOur insured has a CP-10 Commercial Package. They have an unscheduled structure that the agent believed to be covered under the BPP section of coverage. …
By ICLC Staff Writer
2 minute read
July 11, 2018 | FC&S Insurance
Volcanic Eruptions and Your Homeowners PolicyI see that the HO-3 appears to cover volcanic eruption, but not land tremors, earthquake etc. associated with the eruption. Is the coverage limited…
By ICLC Staff Writer
2 minute read
July 11, 2018 | FC&S Insurance
THE LATEST IN CANNABIS COVERAGEAt the request of the California Department of Insurance, AAIS has developed a BOP policy for the cannabis industry. It has been filed in California but…
By ICLC Staff Writer
1 minute read
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