Staff Writer

July 11, 2018 | FC&S Insurance

My question concerns the liquor liability exposure for a number of both profit and nonprofit social organizations with fully stocked and operated bar operations. …

By ICLC Staff Writer

2 minute read

July 11, 2018 | FC&S Insurance

We have a claim where the client has an HO-3 policy, but had turned it into a rental property 2 years ago. The insured used to live in the home, which…

By ICLC Staff Writer

3 minute read

July 11, 2018 | FC&S Insurance

We have a situation on a property claim that we filed on behalf of the mortgage company on a fire claim; the carrier paid $89,000. But they mailed it to…

By ICLC Staff Writer

1 minute read

July 11, 2018 | FC&S Insurance

Cause of loss form is Special CP 10 30 10/12. Insured carries $250,000 of contents coverage only. Insured carries a Commercial Property Enhancement Endorsement,…

By ICLC Staff Writer

2 minute read

July 11, 2018 | FC&S Insurance

As drones became more popular and concerns arose about privacy and neighbors spying on neighbors, the topic of shooting drones out of the sky came up as…

By ICLC Staff Writer

8 minute read

July 11, 2018 | FC&S Insurance

Summary: Just as we were becoming more used to the idea of self-driving cars, the legislation has been enacted to make the change from human operated to…

By ICLC Staff Writer

5 minute read

July 11, 2018 | FC&S Insurance

With the NFIP due to expire in September, and the past history of flood catastrophes and hurricanes, there is more and more interest in the private market…

By ICLC Staff Writer

76 minute read

July 11, 2018 | FC&S Insurance

Tailoring to Coverage NeedsSummary: The coverages of the standard homeowners forms (Forms HO 00 02, 03, 04, 05, 06, and 08) are designed to provide the…

By ICLC Staff Writer

73 minute read

June 26, 2018 | FC&S Insurance

An OverviewSummary:  E-cigarette use in the U.S. is increasing, particularly among young adults. As a result, in August, 2016 the Food and Drug Administration…

By ICLC Staff Writer

24 minute read

June 25, 2018 | FC&S Insurance

Summary: According to the latest news on cyber-crime, costs to businesses are expected to escalate to an estimated $8 trillion over the next five years,…

By ICLC Staff Writer

22 minute read