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Staff Writer

Staff Writer

October 01, 2016 | FC&S Insurance

Expenses Incurred to Minimize Loss Should Be Covered

The insured, an all-inclusive beachfront five-star hotel, experienced a loss due to a fire during its high season. This loss directly affected the lodging…

By ICLC Staff Writer

3 minute read

October 01, 2016 | FC&S Insurance

Power Surge and Damaged Electronics

Lightning struck a detached sign and power pole. The sign and pole fell on power lines, which in turn caused a power outage and surge at the insured premises.…

By ICLC Staff Writer

2 minute read

September 29, 2016 | FC&S Insurance

Adjuster as Appraiser in Commercial Property Dispute

We have a claim on residential rental property written on a CP 00 10 06 07 policy. There is a substantial disagreement of the cost of repairs between the…

By ICLC Staff Writer

3 minute read

September 28, 2016 | FC&S Insurance

Water Damage to Tenant's Improvements and Betterments

Water damaged a commercial building that is being rented to a tenant. The water damaged the old part of the building and the tenant’s improvements…

By ICLC Staff Writer

1 minute read

September 26, 2016 | FC&S Insurance

Wind Damage to Roof

I have a homeowners claim in Maryland with an HO 03 10 00 policy. The risk sustained wind damage to the roof, fascia, soffits, and gutters on April 2,…

By ICLC Staff Writer

3 minute read

September 26, 2016 | FC&S Insurance

Consent Judgment

Following a settlement by the bar and the administrator of an auto passenger's estate of a wrongful death action, the estate filed a petition against the…

By ICLC Staff Writer

4 minute read

September 26, 2016 | FC&S Insurance

Volunteering and the CGL and Other Lines of Insurance Coverage

Summary: Individuals who choose to use their time for the benefit of others may be giving more than their time and effort when they choose to become volunteers.…

By ICLC Staff Writer

8 minute read

September 26, 2016 | FC&S Insurance

When Autonomous Vehicles and Ride-Sharing Collide

The combination of autonomous vehicles with ride-sharing was bound to happen. The possibility of the two methods of transportation working together to…

By ICLC Staff Writer

7 minute read

September 19, 2016 | FC&S Insurance

Limited Pollution Liability Coverage

My client owns some property that is currently leased to others who use the site as a small grocery store. If the tenants were to put in an underground…

By ICLC Staff Writer

2 minute read

September 19, 2016 | FC&S Insurance

Because of Bodily Injury

The insured's general liability insurer brought an action against the insured for a declaratory judgment that it owed no duty to defend the insured in…

By ICLC Staff Writer

3 minute read