Staff Writer

September 16, 2016 | FC&S Insurance

Summary: "Attractive nuisance" is a term well known within the insurance industry; it is something hazardous that is tempting and can be harmful to children.…

By ICLC Staff Writer

13 minute read

September 12, 2016 | FC&S Insurance

Under the ISO policy, please provide policy interpretation to the water damage exclusion, page 10 of 20 in the HO2, section 1 Exclusion 3 3. Water Damage…

By ICLC Staff Writer

1 minute read

September 12, 2016 | FC&S Insurance

A credit union brought an action for breach of contract against a general contractor alleging defective construction work, and the general contractor brought…

By ICLC Staff Writer

4 minute read

September 09, 2016 | FC&S Insurance

We are new to the insurance business and have been requested by one of our customers to place an additional insured endorsement on his CGL form, but we…

By ICLC Staff Writer

3 minute read

September 09, 2016 | FC&S Insurance

We are confused about the loading and unloading issue when it comes to coverage under the CGL form and the BAP. Can you give us some guidance on this issue?Arizona…

By ICLC Staff Writer

2 minute read

September 09, 2016 | FC&S Insurance

A customer suffered an injury while eating some food at our insured's restaurant. The insured has the standard CGL form and endorsement CG 24 07, products/completed…

By ICLC Staff Writer

1 minute read

September 09, 2016 | FC&S Insurance

Our insured was getting off a bus. He stepped off the platform the bus driver provided the passengers and then tripped over a telephone pole lying on the…

By ICLC Staff Writer

2 minute read

September 09, 2016 | FC&S Insurance

After repairing our insured's vehicle, the mechanic drove the car around the block for a test drive. While test driving, the mechanic caused an accident…

By ICLC Staff Writer

1 minute read

September 05, 2016 | FC&S Insurance

If a bear damages the siding on the insured's garage, would this be covered under the homeowner's policy? Would the bear be considered a vermin?Indiana…

By ICLC Staff Writer

1 minute read

September 05, 2016 | FC&S Insurance

Kinsale Insurance Company brought an action seeking a declaration that its insurance policy did not require it to defend or indemnify an insured in a lawsuit…

By ICLC Staff Writer

3 minute read