September 05, 2016 | FC&S Insurance
Hot Air Balloon InsuranceSummary: Hot air balloons tend to attract attention when they are in the air. They are large, colorful, and often fairly close to observers, making the…
By ICLC Staff Writer
15 minute read
August 29, 2016 | FC&S Insurance
Theft or Vandalism Damage?Applicable policy is a CP 00 10 10 91, Special Cause of Loss form. It is endorsed with a Theft Exclusion, CP 10 33 11 85. The insured’s building…
By ICLC Staff Writer
2 minute read
August 29, 2016 | FC&S Insurance
Blanket Additional Insured EndorsementThe general contractor brought an action against the subcontractor and the subcontractor's liability insurer seeking a declaration that it was an additional…
By ICLC Staff Writer
3 minute read
August 22, 2016 | FC&S Insurance
Defense Costs for an IndemniteeHow does the CGL form apply when it comes to extending defense cost coverage to indemnitees, that is, those entities whose liability has been assumed by…
By ICLC Staff Writer
2 minute read
August 22, 2016 | FC&S Insurance
Uninsured Motorists Coverage and Use of an AutoThe estate of Yong Suk Chong sues National Continental Insurance Company seeking compensation from an automobile insurance policy's uninsured motorists…
By ICLC Staff Writer
5 minute read
August 15, 2016 | FC&S Insurance
Appraisal and Disposal of Damaged ContentsA fire loss lead to substantial damage to the insured's structure and contents. The contents were disposed of after the insurer provided their spreadsheet…
By ICLC Staff Writer
2 minute read
August 15, 2016 | FC&S Insurance
Cross Utility Vehicle as a Motor VehicleThe underinsured motorist (UIM) carrier brought an action against the insured for a declaratory judgment that the policy excluded coverage since the insured…
By ICLC Staff Writer
4 minute read
August 15, 2016 | FC&S Insurance
Liability Associated with Pokémon GoSummary: In the recent fad of playing a new game called Pokémon GO in smartphone application format many insurance questions arise. This article…
By ICLC Staff Writer
19 minute read
August 12, 2016 | FC&S Insurance
Storms over Time and Application of DeductiblesThe policyholder experienced a hail loss and was insured on a HO 00 03 04 91. The policy defines "occurrence" as "an accident, including continuous or…
By ICLC Staff Writer
2 minute read
August 11, 2016 | FC&S Insurance
House in Living Trust after Death of InsuredOur insured was a widowed lady who died two years ago, and all of the household contents are still in the house and heating and air conditioning are maintained.…
By ICLC Staff Writer
2 minute read
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