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Staff Writer

Staff Writer

September 05, 2016 | FC&S Insurance

Hot Air Balloon Insurance

Summary: Hot air balloons tend to attract attention when they are in the air. They are large, colorful, and often fairly close to observers, making the…

By ICLC Staff Writer

15 minute read

August 29, 2016 | FC&S Insurance

Theft or Vandalism Damage?

Applicable policy is a CP 00 10 10 91, Special Cause of Loss form. It is endorsed with a Theft Exclusion, CP 10 33 11 85. The insured’s building…

By ICLC Staff Writer

2 minute read

August 29, 2016 | FC&S Insurance

Blanket Additional Insured Endorsement

The general contractor brought an action against the subcontractor and the subcontractor's liability insurer seeking a declaration that it was an additional…

By ICLC Staff Writer

3 minute read

August 22, 2016 | FC&S Insurance

Defense Costs for an Indemnitee

How does the CGL form apply when it comes to extending defense cost coverage to indemnitees, that is, those entities whose liability has been assumed by…

By ICLC Staff Writer

2 minute read

August 22, 2016 | FC&S Insurance

Uninsured Motorists Coverage and Use of an Auto

The estate of Yong Suk Chong sues National Continental Insurance Company seeking compensation from an automobile insurance policy's uninsured motorists…

By ICLC Staff Writer

5 minute read

August 15, 2016 | FC&S Insurance

Appraisal and Disposal of Damaged Contents

A fire loss lead to substantial damage to the insured's structure and contents. The contents were disposed of after the insurer provided their spreadsheet…

By ICLC Staff Writer

2 minute read

August 15, 2016 | FC&S Insurance

Cross Utility Vehicle as a Motor Vehicle

The underinsured motorist (UIM) carrier brought an action against the insured for a declaratory judgment that the policy excluded coverage since the insured…

By ICLC Staff Writer

4 minute read

August 15, 2016 | FC&S Insurance

Liability Associated with Pokémon Go

 Summary: In the recent fad of playing a new game called Pokémon GO in smartphone application format many insurance questions arise. This article…

By ICLC Staff Writer

19 minute read

August 12, 2016 | FC&S Insurance

Storms over Time and Application of Deductibles

The policyholder experienced a hail loss and was insured on a HO 00 03 04 91. The policy defines "occurrence" as "an accident, including continuous or…

By ICLC Staff Writer

2 minute read

August 11, 2016 | FC&S Insurance

House in Living Trust after Death of Insured

Our insured was a widowed lady who died two years ago, and all of the household contents are still in the house and heating and air conditioning are maintained.…

By ICLC Staff Writer

2 minute read