July 07, 2016 | FC&S Insurance
Public or Livery Conveyance Exclusion EndorsementWith the popularity and attention ride-sharing has received, it is no wonder that new endorsements have been created. The Public or Livery Conveyance Exclusion…
By ICLC Staff Writer
6 minute read
July 07, 2016 | FC&S Insurance
Newly Acquired Buildings Coverage and TenantsOur client has a Businessowners policy and used to be the tenant in the building with option to purchase the building. The last payment was made on December…
By ICLC Staff Writer
2 minute read
July 07, 2016 | FC&S Insurance
Medical Office Used as File Storage Considered VacantThe insured has a Building and Personal Property Coverage Form, CP 00 10 10 90. The business is described in the declarations as a medical office. The…
By ICLC Staff Writer
2 minute read
July 07, 2016 | FC&S Insurance
Salesperson Samples or Business Personal Property?The insured is a business that installs windows and doors, which includes a shop and a showroom. The displays that are in the showroom were damaged from…
By ICLC Staff Writer
2 minute read
July 07, 2016 | FC&S Insurance
Vacancy Provision and Water LossThe company insures a vacant building. The building contains a sprinkler system that is not dry. During the last cold spell, a sprinkler head/pipe froze…
By ICLC Staff Writer
3 minute read
July 07, 2016 | FC&S Insurance
Is Condo Association or Unit-Owners Policy Primary?On Businessowners form BP 00 03 01 01 10, a condominium association filed claim when a unit, which was rented out, was damaged when the tenant shot…
By ICLC Staff Writer
2 minute read
July 07, 2016 | FC&S Insurance
Crushed Pipe and Condo Water DamageOur client, under a commercial policy, suffered water damage to a condo unit after a torrential downpour, which also damaged a culvert, possibly directing…
By ICLC Staff Writer
4 minute read
July 07, 2016 | FC&S Insurance
Intentional Loss or Damage ExclusionAn insured committed suicide inside his vehicle by shooting himself in the head. Damages to the auto include a hole in the roof, as well as blood and fluid…
By ICLC Staff Writer
1 minute read
July 07, 2016 | FC&S Insurance
CGL Coverage for Breach of ContractThis case involves two questions of law certified to the Supreme Court of Arkansas by the United States District Court for the Eastern District of Arkansas.…
By ICLC Staff Writer
3 minute read
July 07, 2016 | FC&S Insurance
Volkswagen Falsified Emission Data—D&O Insurance ImplicationsOriginally created in 1937 by the German Labour Front (Deutsche Arbeitsfront), Volkswagen rose from the ashes of World War II to become a leading world…
By ICLC Staff Writer
13 minute read
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