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Staff Writer

Staff Writer

July 07, 2016 | FC&S Insurance

Public or Livery Conveyance Exclusion Endorsement

With the popularity and attention ride-sharing has received, it is no wonder that new endorsements have been created. The Public or Livery Conveyance Exclusion…

By ICLC Staff Writer

6 minute read

July 07, 2016 | FC&S Insurance

Newly Acquired Buildings Coverage and Tenants

Our client has a Businessowners policy and used to be the tenant in the building with option to purchase the building. The last payment was made on December…

By ICLC Staff Writer

2 minute read

July 07, 2016 | FC&S Insurance

Medical Office Used as File Storage Considered Vacant

The insured has a Building and Personal Property Coverage Form, CP 00 10 10 90. The business is described in the declarations as a medical office. The…

By ICLC Staff Writer

2 minute read

July 07, 2016 | FC&S Insurance

Salesperson Samples or Business Personal Property?

The insured is a business that installs windows and doors, which includes a shop and a showroom. The displays that are in the showroom were damaged from…

By ICLC Staff Writer

2 minute read

July 07, 2016 | FC&S Insurance

Vacancy Provision and Water Loss

The company insures a vacant building. The building contains a sprinkler system that is not dry. During the last cold spell, a sprinkler head/pipe froze…

By ICLC Staff Writer

3 minute read

July 07, 2016 | FC&S Insurance

Is Condo Association or Unit-Owners Policy Primary?

On Businessowners form BP 00 03 01  01 10, a condominium association filed claim when a unit, which was rented out, was damaged when the tenant shot…

By ICLC Staff Writer

2 minute read

July 07, 2016 | FC&S Insurance

Crushed Pipe and Condo Water Damage

Our client, under a commercial policy, suffered water damage to a condo unit after a torrential downpour, which also damaged a culvert, possibly directing…

By ICLC Staff Writer

4 minute read

July 07, 2016 | FC&S Insurance

Intentional Loss or Damage Exclusion

An insured committed suicide inside his vehicle by shooting himself in the head. Damages to the auto include a hole in the roof, as well as blood and fluid…

By ICLC Staff Writer

1 minute read

July 07, 2016 | FC&S Insurance

CGL Coverage for Breach of Contract

This case involves two questions of law certified to the Supreme Court of Arkansas by the United States District Court for the Eastern District of Arkansas.…

By ICLC Staff Writer

3 minute read

July 07, 2016 | FC&S Insurance

Volkswagen Falsified Emission Data—D&O Insurance Implications

Originally created in 1937 by the German Labour Front (Deutsche Arbeitsfront), Volkswagen rose from the ashes of World War II to become a leading world…

By ICLC Staff Writer

13 minute read