NEXT

Staff Writer

Staff Writer

August 11, 2016 | FC&S Insurance

Tenant's Policy and Hard Living Tenant

The insured is a renter of an apartment. After her term was up, the apartment complex charged her for carpet cleaning, painting, blind cleaning, and full…

By ICLC Staff Writer

1 minute read

August 11, 2016 | FC&S Insurance

Boat House on Property Leased from Utility Company

We insure several lake houses on a lake in North Carolina owned by Duke Energy. The boat houses and docks are on grounds owned by Duke and leased by the…

By ICLC Staff Writer

2 minute read

August 08, 2016 | FC&S Insurance

Exclusive Remedy Provision

Kershner appeals a trial court summary judgment on his premises liability claim against Samsung Austin Semiconductor. This case is Kershner v. Samsung…

By ICLC Staff Writer

3 minute read

August 08, 2016 | FC&S Insurance

Injuries from Escaping Motor Vehicle

Insured has a standard personal auto policy. Insured is driving with his girlfriend (also named insured on the policy). The weather conditions were poor…

By ICLC Staff Writer

2 minute read

August 05, 2016 | FC&S Insurance

Pack-out of Contents

Would pack-out and storage of contents for a covered water loss to a dwelling be accounted for under the Coverage A limit or the Coverage C limit? …

By ICLC Staff Writer

1 minute read

August 05, 2016 | FC&S Insurance

Collision with Ground Is Not Improper Service

Our insured is a franchised auto dealer.  We write the dealer's physical damage coverage.  Our insured's shop employee placed an owned (held…

By ICLC Staff Writer

2 minute read

August 05, 2016 | FC&S Insurance

Duties after a Loss—Home Inventory

Summary: When a loss occurs that involves contents, the carrier needs to know what contents have been damaged with an estimated value. An inventory of…

By ICLC Staff Writer

11 minute read

August 01, 2016 | FC&S Insurance

Direct Physical Contact Requirement for Uninsured Motorists Coverage

The insurer appeals an order denying its motion for partial summary disposition. This case is McJimpson v. Auto Club Group Insurance Company, 2016 WL 2759129.This…

By ICLC Staff Writer

4 minute read

August 01, 2016 | FC&S Insurance

Climate Change and D&O Insurance

The idea that human activity causes the Earth’s climate to change is not a new concept. In fact, most people agree that our climate does change over…

By ICLC Staff Writer

9 minute read

July 25, 2016 | FC&S Insurance

Social or Recreational Activity and WC

An employee was attending a party sponsored by his employer after working hours. The employer catered food and soft drinks but no alcoholic beverages.…

By ICLC Staff Writer

2 minute read