August 11, 2016 | FC&S Insurance
Tenant's Policy and Hard Living TenantThe insured is a renter of an apartment. After her term was up, the apartment complex charged her for carpet cleaning, painting, blind cleaning, and full…
By ICLC Staff Writer
1 minute read
August 11, 2016 | FC&S Insurance
Boat House on Property Leased from Utility CompanyWe insure several lake houses on a lake in North Carolina owned by Duke Energy. The boat houses and docks are on grounds owned by Duke and leased by the…
By ICLC Staff Writer
2 minute read
August 08, 2016 | FC&S Insurance
Exclusive Remedy ProvisionKershner appeals a trial court summary judgment on his premises liability claim against Samsung Austin Semiconductor. This case is Kershner v. Samsung…
By ICLC Staff Writer
3 minute read
August 08, 2016 | FC&S Insurance
Injuries from Escaping Motor VehicleInsured has a standard personal auto policy. Insured is driving with his girlfriend (also named insured on the policy). The weather conditions were poor…
By ICLC Staff Writer
2 minute read
August 05, 2016 | FC&S Insurance
Pack-out of ContentsWould pack-out and storage of contents for a covered water loss to a dwelling be accounted for under the Coverage A limit or the Coverage C limit? …
By ICLC Staff Writer
1 minute read
August 05, 2016 | FC&S Insurance
Collision with Ground Is Not Improper ServiceOur insured is a franchised auto dealer. We write the dealer's physical damage coverage. Our insured's shop employee placed an owned (held…
By ICLC Staff Writer
2 minute read
August 05, 2016 | FC&S Insurance
Duties after a Loss—Home InventorySummary: When a loss occurs that involves contents, the carrier needs to know what contents have been damaged with an estimated value. An inventory of…
By ICLC Staff Writer
11 minute read
August 01, 2016 | FC&S Insurance
Direct Physical Contact Requirement for Uninsured Motorists CoverageThe insurer appeals an order denying its motion for partial summary disposition. This case is McJimpson v. Auto Club Group Insurance Company, 2016 WL 2759129.This…
By ICLC Staff Writer
4 minute read
August 01, 2016 | FC&S Insurance
Climate Change and D&O InsuranceThe idea that human activity causes the Earth’s climate to change is not a new concept. In fact, most people agree that our climate does change over…
By ICLC Staff Writer
9 minute read
July 25, 2016 | FC&S Insurance
Social or Recreational Activity and WCAn employee was attending a party sponsored by his employer after working hours. The employer catered food and soft drinks but no alcoholic beverages.…
By ICLC Staff Writer
2 minute read
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