July 25, 2016 | FC&S Insurance
Misrepresentations Void CoverageThe insurer brought an action against the insured for a declaratory judgment that the crime policy was void due to misrepresentations in the application.…
By ICLC Staff Writer
3 minute read
July 18, 2016 | FC&S Insurance
Dispute Over Duty to Defend Additional InsuredThe insurer for a roofing company filed a declaratory judgment action for a determination that it owed no duty to defend or indemnify the developer of…
By ICLC Staff Writer
4 minute read
July 13, 2016 | FC&S Insurance
Estranged Husband as a Resident SpouseThe plaintiff auto insurer brought an action against the defendant insurer, seeking a contribution from the defendant toward underinsured motorist (UIM)…
By ICLC Staff Writer
4 minute read
July 13, 2016 | FC&S Insurance
Deer Blood and the Pollution ExclusionWe represent a church that had a deer jump through a sanctuary window resulting in physical and blood damage to the building, including pews and pew cushions.…
By ICLC Staff Writer
2 minute read
July 07, 2016 | FC&S Insurance
Car Wash DamagesThe insurer brought an action seeking a declaratory judgment that it had no duty to defend or indemnify the insured car wash installer in an underlying…
By ICLC Staff Writer
5 minute read
July 07, 2016 | FC&S Insurance
Limited Liability Company CoverageThis is an appeal from the U.S. District Court for the District of South Carolina. This case is Pennsylvania National Mutual Casualty Insurance Company…
By ICLC Staff Writer
3 minute read
July 07, 2016 | FC&S Insurance
Commercial Property Conditions on Separate FormApparently the commercial property forms do not define the coverage territory found in other insurance forms. Am I overlooking something? Usually, it would…
By ICLC Staff Writer
1 minute read
July 07, 2016 | FC&S Insurance
Vacuum Damaging a CouchOur policy holder is a cleaning company. An employee put a vacuum on the couch standing up, and turned it on, and then used the hose attachment from the…
By ICLC Staff Writer
2 minute read
July 07, 2016 | FC&S Insurance
Rented Hall and AlcoholMy insured is covered by an HO3 10/00. They will be renting a hall for their daughter's wedding. The hall would fall into the definition of an "insured…
By ICLC Staff Writer
2 minute read
July 07, 2016 | FC&S Insurance
Purchase from Craigslist Is Not Replacement CostWe have a theft claim involving a 2005 ATV. Per the insured the ATV is used to service the insured's residence and coverage has been accepted by the carrier.…
By ICLC Staff Writer
2 minute read
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