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Staff Writer

Staff Writer

July 25, 2016 | FC&S Insurance

Misrepresentations Void Coverage

The insurer brought an action against the insured for a declaratory judgment that the crime policy was void due to misrepresentations in the application.…

By ICLC Staff Writer

3 minute read

July 18, 2016 | FC&S Insurance

Dispute Over Duty to Defend Additional Insured

The insurer for a roofing company filed a declaratory judgment action for a determination that it owed no duty to defend or indemnify the developer of…

By ICLC Staff Writer

4 minute read

July 13, 2016 | FC&S Insurance

Estranged Husband as a Resident Spouse

The plaintiff auto insurer brought an action against the defendant insurer, seeking a contribution from the defendant toward underinsured motorist (UIM)…

By ICLC Staff Writer

4 minute read

July 13, 2016 | FC&S Insurance

Deer Blood and the Pollution Exclusion

We represent a church that had a deer jump through a sanctuary window resulting in physical and blood damage to the building, including pews and pew cushions.…

By ICLC Staff Writer

2 minute read

July 07, 2016 | FC&S Insurance

Car Wash Damages

The insurer brought an action seeking a declaratory judgment that it had no duty to defend or indemnify the insured car wash installer in an underlying…

By ICLC Staff Writer

5 minute read

July 07, 2016 | FC&S Insurance

Limited Liability Company Coverage

This is an appeal from the U.S. District Court for the District of South Carolina. This case is Pennsylvania National Mutual Casualty Insurance Company…

By ICLC Staff Writer

3 minute read

July 07, 2016 | FC&S Insurance

Commercial Property Conditions on Separate Form

Apparently the commercial property forms do not define the coverage territory found in other insurance forms. Am I overlooking something? Usually, it would…

By ICLC Staff Writer

1 minute read

July 07, 2016 | FC&S Insurance

Vacuum Damaging a Couch

Our policy holder is a cleaning company. An employee put a vacuum on the couch standing up, and turned it on, and then used the hose attachment from the…

By ICLC Staff Writer

2 minute read

July 07, 2016 | FC&S Insurance

Rented Hall and Alcohol

My insured is covered by an HO3 10/00. They will be renting a hall for their daughter's wedding. The hall would fall into the definition of an "insured…

By ICLC Staff Writer

2 minute read

July 07, 2016 | FC&S Insurance

Purchase from Craigslist Is Not Replacement Cost

We have a theft claim involving a 2005 ATV. Per the insured the ATV is used to service the insured's residence and coverage has been accepted by the carrier.…

By ICLC Staff Writer

2 minute read