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Insurance (Bad Faith)                            ALM EXPERTS: Legal Expert Pages (Western Edition) 2025


        Pauline Thomas,                    INSURANCE (BAD FAITH)               INSURANCE AGENCY
        CRM, CIC, ARM, CISR                                                        EVALUATION
         Principal
         Effective Risk                   Jack G. Cohen
         Management                        Cohen Inv, LLC                  Robert M. Anderson
                                           Westlake Village, CA
         P . O . Box 2192                  Phone:  (747) 222-1554            The Anderson Edge
         Costa Mesa, CA 926282192          E-mail: Jack@coheninv .com        Newport Beach, CA
         Phone: (949) 251-1500                                               Phone: (949)  645-6842
         E-mail: EffectivRM@aol .com      (Please see our resume on page 347 for further   E-mail: bob@theandersonedge .com
                                          details.)
         Degrees/Licenses: Certified Risk Manager,                         (Please see our resume on page 337 for further
         Certified Insurance Counselor; Associate   Janice A. Ramsay       details.)
         in Risk Management; Certified Insurance
         Service Representative; Licensed in 10 states   Attorney
         as a producer (agent / broker) or consultant .  Irvine, CA            INSURANCE AGENCY
                                           Phone: (949) 854-9375
         Profile: Insurance and risk management   Cell: (949) 400-5040            MANAGEMENT
         professional . 53 years’ experience with   E-mail:  janiceramsay1023@gmail .com
         personal and commercial insurance . Includes
         insurance company, retail agent / broker /   (Please see our complete listing under the   Robert J. Worth, Professional Law
         producer, wholesale agent / broker / producer,   following area of expertise: Expert Categories:   Corporation
         intermediary, excess and surplus lines,   Property & Casualty Insurance)  dba Law Offices of Robert J.
         general agent, underwriting, risk management
         and insurance consulting . Faculty Member,   Robert J. Worth, Professional Law   Worth
         Big “I” Virtual University Independent   Corporation                Attorney-at-Law
         Insurance Agents & Brokers of America .                             Calabasas, CA
         Past President, Society of Risk Management   dba Law Offices of Robert J.   Phone: (818) 222-2433
         Consultants .                     Worth                             Toll Free Phone: (800) 978-1529 (California
                                           Attorney-at-Law                   Only)
         Practice includes transactional consulting,   Calabasas, CA         E-mail: robert@robertworthlaw .com,
         and expert consultant and expert witness   Phone: (818) 222-2433    worth4law@aol .com
         including case evaluation and organization,   Toll Free Phone: (800) 978-1529 (California
         declarations, reports, deposition, and trial                      (Please see our complete listing under the
         testimony . Help other professionals and   Only)                  following area of expertise: Expert Categories:
                                           E-mail: robert@robertworthlaw .com,
         laypersons understand insurance and risk   worth4law@aol .com     Insurance Practices & Standards)
         management industry transactions and
         customs and practices and standard of care .
                                          (Please see our complete listing under the
         Experience, education and training includes   following area of expertise: Expert Categories:   INSURANCE AGENT &
         property, inland marine, wet marine, builders   Insurance Practices & Standards)  BROKER
         risk, course of construction, crime, general
         liability, automobile liability, umbrellas, excess
         liability, workers compensation, homeowners   INSURANCE AGENCY    Robert M. Anderson
         and other personal lines, medical malpractice,
         employment practices liability, professional                        The Anderson Edge
         liability, wrap ups, E&O, occurrence v . claims   Pauline Thomas, CRM, CIC, ARM,   Newport Beach, CA
         made, PEOs, contractual liability, additional   CISR                Phone: (949)  645-6842
         insureds, certificates, claims. Traditional                         E-mail: bob@theandersonedge .com
         insurance and alternative risk programs,   Principal
         captives, self-insurance, large deductibles,   Effective Risk Management  (Please see our resume on page 337 for further
         retrospective rating, purchasing groups,   Costa Mesa, CA         details.)
         risk retention groups . Design and marketing   Phone: (949) 251-1500
         of insurance programs and design and   E-mail: EffectivRM@aol .com  Pauline Thomas, CRM, CIC, ARM,
         interpretation of insurance clauses in lease                      CISR
         agreements, construction contracts and other   (Please see our complete listing under the
         business contracts .             following area of expertise: Expert Categories:   Principal
                                          Insurance)                         Effective Risk Management
        Robert J. Worth, Professional Law                                    Costa Mesa, CA
        Corporation                       Robert J. Worth, Professional Law   Phone: (949) 251-1500
         dba Law Offices of Robert J.     Corporation                        E-mail: EffectivRM@aol .com
         Worth                             dba Law Offices of Robert J.    (Please see our complete listing under the
         Attorney-at-Law                   Worth                           following area of expertise: Expert Categories:
         Calabasas, CA                     Attorney-at-Law                 Insurance)
         Phone: (818) 222-2433             Calabasas, CA
         Toll Free Phone: (800) 978-1529 (California   Phone: (818) 222-2433
         Only)                             Toll Free Phone: (800) 978-1529 (California
         E-mail: robert@robertworthlaw .com,   Only)
         worth4law@aol .com                E-mail: robert@robertworthlaw .com,
                                           worth4law@aol .com
        (Please see our complete listing under the
        following area of expertise: Expert Categories:   (Please see our complete listing under the
        Insurance Practices & Standards)  following area of expertise: Expert Categories:
                                          Insurance Practices & Standards)





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