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ALM EXPERTS: Legal Expert Pages (Western Edition) 2025                          Insurance Bad Faith
            Robert J. Worth, Professional Law
            Corporation                       INSURANCE APPRAISALS               INSURANCE BAD FAITH
             dba Law Offices of Robert J.
             Worth
             Attorney-at-Law                 Frances Zeman                     Paul F Amoruso
             Calabasas, CA                     Appraisal Resource Associates    Mattapoisett, MA
             Phone: (818) 222-2433             Brooklyn, NY                     Phone: (508) 644-1074
             Toll Free Phone: (800) 978-1529 (California   Phone: (917) 613-3996  E-mail: pamoruso@insuranceoperations .com
             Only)                             E-mail: fran@appraisalresources .com
             E-mail: robert@robertworthlaw .com,   blank                       (Please see our complete listing under the
             worth4law@aol .com                San Francisco, CA               following area of expertise: Expert Categories:
                                               Phone: (415) 629-8520           Insurance)
            (Please see our complete listing under the   Cell: (917) 613-3996
            following area of expertise: Expert Categories:   E-mail: fran@appraisalresources .com  Robert M. Anderson
            Insurance Practices & Standards)  blank                             The Anderson Edge
                                               Melville, NY                     Newport Beach, CA
                                               Phone: (516) 326-2715            Phone: (949)  645-6842
                INSURANCE AGENT/               Cell: (917) 613-3996             E-mail: bob@theandersonedge .com
                                               E-mail: fran@appraisalresources .com
                BROKER LIABILITY
                                             blank                             (Please see our resume on page 337 for further
                                               Portland, OR                    details.)
                                               Phone: (917) 613-3996
            Robert M. Anderson                 E-mail: fran@appraisalresources .com  Phillips, Fractor & Company, LLC.
             The Anderson Edge                                                  G. Michael Phillips
             Newport Beach, CA               (Please see our complete listing under the   Pasadena, CA
             Phone: (949)  645-6842          following area of expertise: Expert Categories:   Phone: (626) 744-3540
                                             Fine Arts Valuation)
             E-mail: bob@theandersonedge .com
                                                                                E-mail: contactpfc@rule26 .com
            (Please see our resume on page 337 for further   Fulcrum Inquiry   (Please see our resume on page 378 for further
            details.)                          Renee Howdeshell                details.)
                                               Los Angeles, CA
            Pauline Thomas, CRM, CIC, ARM,     Phone: (213) 787-4112           Janice A. Ramsay
            CISR                               E-mail: rhowdeshell@fulcrum .com  Attorney
             Principal                       (Please see our resume on page 360 for further   Irvine, CA
             Effective Risk Management       details.)                          Phone: (949) 854-9375
             Costa Mesa, CA                                                     Cell: (949) 400-5040
             Phone: (949) 251-1500           Phillips, Fractor & Company, LLC.  E-mail:  janiceramsay1023@gmail .com
             E-mail: EffectivRM@aol .com
                                               G. Michael Phillips             (Please see our complete listing under the
                                               Pasadena, CA
            (Please see our complete listing under the   Phone: (626) 744-3540  following area of expertise: Expert Categories:
            following area of expertise: Expert Categories:                    Property & Casualty Insurance)
            Insurance)                         E-mail: contactpfc@rule26 .com
                                                                               Pauline Thomas, CRM, CIC, ARM,
                                             (Please see our resume on page 378 for further
            Robert J. Worth, Professional Law   details.)                      CISR                               EXPERT CATEGORIES
            Corporation                                                         Principal
             dba Law Offices of Robert J.    Janice A. Ramsay                   Effective Risk Management
             Worth                             Attorney                         Costa Mesa, CA
             Attorney-at-Law                   Irvine, CA                       Phone: (949) 251-1500
             Calabasas, CA                     Phone: (949) 854-9375            E-mail: EffectivRM@aol .com
             Phone: (818) 222-2433             Cell: (949) 400-5040
             Toll Free Phone: (800) 978-1529 (California   E-mail:  janiceramsay1023@gmail .com  (Please see our complete listing under the
             Only)                                                             following area of expertise: Expert Categories:
             E-mail: robert@robertworthlaw .com,   (Please see our complete listing under the   Insurance)
             worth4law@aol .com              following area of expertise: Expert Categories:
                                             Property & Casualty Insurance)
            (Please see our complete listing under the
            following area of expertise: Expert Categories:   Robert J. Worth, Professional Law
            Insurance Practices & Standards)  Corporation
                                               dba Law Offices of Robert J.
                                               Worth
                                               Attorney-at-Law
                                               Calabasas, CA
                                               Phone: (818) 222-2433
                                               Toll Free Phone: (800) 978-1529 (California
                                               Only)
                                               E-mail: robert@robertworthlaw .com,
                                               worth4law@aol .com
                                             (Please see our complete listing under the
                                             following area of expertise: Expert Categories:
                                             Insurance Practices & Standards)






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