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ALM EXPERTS: Legal Expert Pages (Western Edition) 2025                         Insurance-Bad Faith
                                             Pauline Thomas, CRM, CIC, ARM,
            Robert J. Worth,                 CISR                                INSURANCE-BAD FAITH
            Professional Law                   Principal
            Corporation                        Effective Risk Management
             dba Law Offices of                Costa Mesa, CA                  Robert M. Anderson
             Robert J. Worth                   Phone: (949) 251-1500            The Anderson Edge
                                               E-mail: EffectivRM@aol .com
                                                                                Newport Beach, CA
             Attorney-at-Law                                                    Phone: (949)  645-6842
             23801 Calabasas Road            (Please see our complete listing under the   E-mail: bob@theandersonedge .com
             Suite 2033                      following area of expertise: Expert Categories:
             Calabasas, CA 91302             Insurance)                        (Please see our resume on page 337 for further
             Phone: (818) 222-2433                                             details.)
             Fax: (818) 222-2139             Robert J. Worth, Professional Law
             Toll Free Phone: (800) 978-1529 (California   Corporation         Janice A. Ramsay
             Only)                                                              Attorney
             E-mail: robert@robertworthlaw .com,   dba Law Offices of Robert J.
             worth4law@aol .com                Worth                            Irvine, CA
             Web: http://www .worth4law .com   Attorney-at-Law                  Phone: (949) 854-9375
                                                                                Cell: (949) 400-5040
                                               Calabasas, CA
             Degrees/Licenses: B .A ., M .A . (Education);   Phone: (818) 222-2433  E-mail:  janiceramsay1023@gmail .com
             Licensed CA Attorney              Toll Free Phone: (800) 978-1529 (California
                                               Only)                           (Please see our complete listing under the
             Profile: Attorney with superior expert   E-mail: robert@robertworthlaw .com,   following area of expertise: Expert Categories:
             witness qualifications and experience in   worth4law@aol .com     Property & Casualty Insurance)
             the following areas: Insurance bad faith,
             claims handling and processing, coverage   (Please see our complete listing under the   Pauline Thomas, CRM, CIC, ARM,
             analysis, investigation/evaluation/negotiation   following area of expertise: Expert Categories:   CISR
             of claims, timely communications and   Insurance Practices & Standards)  Principal
             settlement aspects; water and mold damage
             cases in homeowner policies; 1st party UM                          Effective Risk Management
             claims; commercial liability cases involving                       Costa Mesa, CA
             analysis of covered employees verses   INSURANCE VALUATION         Phone: (949) 251-1500
             independent contractors status in wrongful                         E-mail: EffectivRM@aol .com
             death; commercial manufacture breach of
             contract; analysis of efficient proximate cause;   Frances Zeman  (Please see our complete listing under the
             all risk and stated peril homeowner policies;   Appraisal Resource Associates  following area of expertise: Expert Categories:
             misrepresentation; bad faith issues; failure   Brooklyn, NY       Insurance)
             to defend matters; adequate investigation   Phone: (917) 613-3996
             and risk analysis, statute of limitations and
             denial of coverage issues, just to mention   E-mail: fran@appraisalresources .com
             some areas of experience among others .   blank
             Experience and expertise includes nearly   San Francisco, CA
             fifteen years at Farmers Insurance Group as   Phone: (415) 629-8520
             a senior liability Claims Adjuster and National   Cell: (917) 613-3996
             Claims Training Administrator; responsible   E-mail: fran@appraisalresources .com
             for training of liability claims adjusters, claims   blank                                           EXPERT CATEGORIES
             supervisors, managers and publication of   Melville, NY
             in-house training texts; qualified to testify for   Phone: (516) 326-2715
             property/water loss claims involving wind   Cell: (917) 613-3996
             driven rain damage in Los Angeles County   E-mail: fran@appraisalresources .com
             Superior Court . Successful handling of   blank
             insurance bad faith claims as an attorney .   Portland, OR
             Consulting and referral of bad faith claims also   Phone: (917) 613-3996
             welcome .                         E-mail: fran@appraisalresources .com
                                             (Please see our complete listing under the
                    INSURANCE                following area of expertise: Expert Categories:
                                             Fine Arts Valuation)
                  UNDERWRITING
                                             Phillips, Fractor & Company, LLC.
                                               G. Michael Phillips
            Robert M. Anderson                 Pasadena, CA
             The Anderson Edge                 Phone: (626) 744-3540
             Newport Beach, CA                 E-mail: contactpfc@rule26 .com
             Phone: (949)  645-6842
             E-mail: bob@theandersonedge .com  (Please see our resume on page 378 for further
                                             details.)
            (Please see our resume on page 337 for further
            details.)












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